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Home >> Products and Services >> Rate Of Interests>> Domestic Deposit Interest Rates
 
INTEREST RATES ON DEPOSITS
 
Period of Deposit / Tenors

Rates of Interest
(% p.a.)
(w.e.f. 30.07.2014)

Less than

` 1 cr

` 1 cr to less than ` 10 cr
*

` 10 cr to less than ` 25 cr
*

` 25 cr to less than ` 50 cr
*

` 50 cr to less than ` 100 cr
*

> ` 100 cr & above
*

 

7 to 14 days

7.10

7.10

7.00

7.00

7.00

7.00

15 to 30 days

7.10

7.10

7.25

7.25

7.25

7.25

31 to 45 days

7.10

7.10

7.25

7.25

7.25

7.25

46 to 60 days

7.75

7.80

7.80

7.80

7.80

7.80

61 to 90 days

8.10

8.25

8.25

8.25

8.25

8.25

91 to 120 days

7.55

8.25

8.50

8.50

8.50

8.50

121 to 179 days

8.50

8.50

8.50

8.50

8.50

8.50

180 to 269 days

8.60

8.50

8.50

8.50

8.50

8.50

270 to 363 days

8.80

8.75

8.75

8.75

8.75

8.75

364 days

8.75

8.75

8.90

8.90

8.90

8.90

1 year exact

9.05

9.05

9.00

9.00

9.00

9.00

Above 1 yr to 443 days

8.90

8.90

8.75

8.75

8.75

8.75

444 days

9.15@

9.15@

8.75

8.75

8.75

8.75

445 to 2 years

8.50

8.50

8.75

8.75

8.75

8.75

Above 2 to less than 5 yrs

8.75

8.40

8.50

8.50

8.50

8.50

Exact 5 yrs

8.75

8.25

8.25

8.25

8.25

8.25

Above 5 to 10 yrs

8.25

8.00

8.00

8.00

8.00

8.00

*Acceptance of deposits of over ` 5Crores is at the discretion of the Bank.

@Synd Disha III being introduced from 05.06.2014 for 444 days for deposits up to ` 10 Crores with rate of interest of 9.15.

  • Additional interest of 0.50% over the card rate is payable to Resident Indian Senior Citizens on Domestic Term Deposits of less than ` 5 Crore and the maturity tenor of one year and above only. (Not applicable to NRO deposits).
  • Employees / eligible Ex-employees are eligible for an additional interest of 1% over the card rate irrespective of the amount and tenor of deposit (Not applicable on NRO deposits).
  • Eligible ex-employees,  who are Senior Citizens and eligible for an additional interest of 1% payable to employees / eligible ex-employees are also eligible for an additional interest of 0.50% payable to Resident Indian Senior Citizens on domestic term deposits of less than ` 5 Crore & maturity tenor of one year and above only.
  • The revised rate of interest shall apply to fresh as well as renewals of existing Domestic/NRO Deposits. w.e.f. 30.07.2014.

Kindly note that different slabs in respect of term deposits of ` 1 Crore and above have been
re-aligned/modified.

Note :

  1. The above rates are subject to revision from time to time.
  2. Customers may contact the nearest branch of Syndicate Bank for details.

 

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