Bank provides jewel loans to agriculturists for their agricultural credit needs on easy terms and at low cost:

• Lending at Rs. 1200/- per gram on 22 carat gold or 80% of market value of the jewel  (85% Hall Marked jewels) whichever is lower,  for jewel loans with a repayment period up to 12 months.
• Lending at Rs. 1200/- per gram on 22 carat gold or 65% of market value of the jewel  (70% Hall Marked jewels) whichever is lower,  for jewel loans with a repayment period exceeding 12 months and up to 24 months.
• Lowest interest rate at 7%  p.a. for loans up to Rs. 3.00 lakh availed for crop production purposes (during Kharif 2009 and Rabi 2009-10) and at PLR-2.5% p.a.  for loans up to Rs. 50,000/- for other agricultural purposes against pledge of Jewels.
• Service charges exempted for loans up to Rs. 25,000/-.
• Loans issued on all working days.